Leave a planned gift in your will

A planned gift to Assist International can have a profound impact around the world. Unrestricted gifts give us the greatest flexibility to use funds where they are most needed.

You may leave Assist International:

• A stated dollar amount
• A percentage of your residual estate (what remains after gifts to loved ones and expenses have been paid), or
• A specific asset, such as securities or other marketable property

How to name Assist International in your will

Legal name: Assist International Inc.
Address: 800 S. Stockton Ave., Ripon, CA 95366
Federal tax ID#: 77-0243475

This sample language may be useful:

“I give and bequeath to Assist International, 800 S. Stockton Ave., Ripon, CA 95366, [the sum of __________ Dollars ($____)] [ _______ % of the rest, residue and remainder of my estate], to be used for its general charitable purposes.”

Notifying Assist International of your gift

We hope you will let us know if you have included Assist International in your future planning. We would love to honor you for joining our Legacy Society with a special gift from our founders!

For more information, you can contact our team at legacy@assistinternational.org or you can call our Director of Finance, Dana Hotton, at 209-599-1890.

The above information is not intended as tax or legal advice. We strongly encourage you to consult with your financial advisor to discuss these options.

Donating Stock: Benefits for Donors

For donors with appreciated stock, there are three key benefits to making a direct stock donation to Assist International:

1. Donors can save on taxes.

By donating stock rather than selling it, a donor can avoid paying a capital gains tax. A capital gains tax is a tax on the profit made from the sale of a non-inventory asset like stock. Depending on the filer’s marital status and income, the federal minimum for a capital gains tax is as high as 20% on long-term holdings (for example, stock held for more than one year).

2. Donors can take charitable deductions (tax breaks). 

If you donate long-term holdings (stocks held more than one year) and itemize deductions, donors can take a charitable deduction for the stock’s fair market value on the day it is given away.

3. If a donor’s stock is currently at a higher value, future capital gains can be decreased by donating stock and buying new shares. 

As a donor, this resets your cost basis at the current, higher price and thus decreases the future capital gains difference as the stock grows in value.

There are also benefits to giving stock in a down market

Donating stock during the down market is still an impactful way to give — and can still benefit you as the donor. Here’s why:

• Most donors have appreciated assets. No matter the state of the market, most donors did not buy stock at the peak of its value, and some of your assets likely have appreciated over time. The benefit of donating that stock and avoiding capital gains tax still holds, and might be an appealing gift option in a moment of financial upheaval.

• Donors can give stock without changing their portfolio. After donating stock, donors are eligible to buy the same stock again within the day. This allows you as a donor to make a powerful, tax-savvy gift while maintaining your stock portfolio, no matter the market.

• When giving stock, donors are exempt from the “wash sale” rule. This is important when giving stock at a loss. If you were to sell that stock, rather than donate it, the wash sale rule requires a 30-day period before you can repurchase that stock. This rule exists to keep people from selling at a loss, deducting the capital loss on the sale against the capital gain, and then immediately repurchasing the stock to maintain their holding. No such rule applies to stock donations.

Here are a few articles on the benefits of giving stock donations:

• Fidelity Charitable: 4 reasons to donate stock to charity
• Big Law Investor: How To Avoid Taxes on Charitable Donations By Giving Stock
• Investopedia: Wash-Sale Rule

*Our gratitude to FreeWill.com who provided this information on stock donations free of charge for us to share with you. Visit https://lp.freewill.com/stocks-phone-script-the-benefits-of-stock-giving.

The above information is not intended as tax or legal advice. We strongly encourage you to consult with your financial advisor to discuss these options.

Join our Legacy Giving Society: Assist International is funded by donors like you who are committed to advancing our mission of transformation. Your generous planned giving can leave a legacy that will make a difference for someone in need.

Giving a gift of stock or from your IRA, or Donor Advised Fund, will help you save money on taxes and make a larger impact! We strongly encourage you to consult with your financial advisor to discuss these options.

If you are helping to administer an estate or trust or have information regarding an account on which Assist International is a named beneficiary, please contact our team at legacy@assistinternational.org or you can call our Vice President, Finance, Dana Bowles, at 209-599-1890.

Legal name: Assist International Inc.
Address: Assist International
Attn: Legacy Giving Society
800 S. Stockton Ave.
Ripon, CA 95366

Federal tax ID#: 77-0243475

Assist International is recognized as tax-exempt under Section 501(c)(3) of the Internal Revenue Service code.

The above information is not intended as tax or legal advice. We strongly encourage you to consult with your financial advisor to discuss these options.

Naming Assist International as a beneficiary on your life insurance or retirement account is a simple and powerful way to support the lifesaving mission of Assist International without changing your will or living trust. Beneficiary designation gifts pass directly to Assist International without going through the probate process and can go right to work to help us care for those in need.

Retirement accounts

As a donor, you can name Assist International as a beneficiary of all or a specified percentage of their IRA, 401(k), 403(b), or other retirement plan.

Individuals who inherit retirement plan assets are usually required to pay income tax on them, so they’re often considered among the best assets to leave to charity.

How to name Assist International as a beneficiary on your retirement accounts

Ask your retirement plan administrator or financial institution for a change of beneficiary form. Please list us as:

Legal name: Assist International, Inc.
Address: 800 S. Stockton Ave., Ripon, CA 95366
Federal tax ID#: 77-0243475

Notify us of your beneficiary designation

Please let us know when you’ve made a beneficiary designation for Assist International so that we can thank you!

For more information, you can contact our team at legacy@assistinternational.org or you can call our Director of Finance, Dana Hotton, at 209-599-1890.

Other ways to name Assist International as a beneficiary

Bank and investment accounts & commercial annuities

You can leave a legacy by naming Assist International as a Transfer-on-Death (TOD) or Payable-on-Death (POD) beneficiary on a bank or investment account, or a commercial annuity. Check with your financial institution to see if this option is available to you.

Life insurance policies

If you have a life insurance policy that is no longer needed for your family, designating Assist International as a beneficiary is a simple way to support the work of Assist International.

The above information is not intended as tax or legal advice. We strongly encourage you to consult with your financial advisor to discuss these options.